“Extravagance is the fear of poverty and the need for attention.  Discretion is the fear of nothing and the need of nothing.” – Byron Tully in The Old Money Book—How to Live Better While Spending Less

Chapter 4–It’s Not Fun, But it Must Be Done

Respecting Your Money                                      

In the life-enhancing, joy-bringing book, An Italian Journey by James Ernest Shaw is this truth: “Spending money for things we don’t need also makes us think we can’t afford to pay a fair price for things of precious value–like healthful food, great art, and inspired entertainment that celebrates mankind’s creative spirit.”

This can be seemingly insignificant purchases, but oh, they are not! The curious thing is how we think we’re saving money at the big box store where tomatoes are half the price of those at the farm stand, not noticing that the big box tomatoes aren’t edible, while the farm stand tomatoes call our names with their scent before we can even see them. Everything about shopping at the farm stand satisfies. The price is only a part of good money management.

We think it’s good money management to choose the BOGO sale and yet wonder how we come home without what we need and after spending well beyond what we planned. We wrongly equate a full pantry with prosperity, even though it’s full of things we’d be better off without.

Right now my pantry and freezers hold mixtures of things we’ll eat and things we’ll throw out. It is the old case of careless spending, rather than careful, focused, thoughtful purchasing of quality goods. It’s the rewarding of the bigger-but-not-better guys at the expense of the purveyors of quality, and at the expense of ourselves.

This is a big deal. I’m not at all talking about big business vs. small. I’m talking about quality vs. quantity, about the huge expense of going cheap, about cheating yourself and your family via spending your money on fluff.

And fluff makes us fluffy. Fluff is energy bars, instant oatmeal, dry cereal with cheap skim milk, microwave mac-n-cheese, corn syrup and sugar-filled drinks, 30-ingredient “snacks” and “treats” and other such fakiness. Expensive on every level. The richest people in the world can’t afford this.

The Richest People in the World

The richest people in the world respect their money.  Contrary to popular opinion and stories about Scrooge, or the evils of Mr. Banks (in Mary Poppins) in working his tail off so his family had the luxury of whining about it, many people who have money don’t worship it, and aren’t greedy with it. 

I can present plenty of evidence, both in personal experience and through extensive research to support this statement, but that is not the issue at hand. The issue at hand is the scriptural mandate that we be good stewards of our money, and one very important reason for this is that it shuts the door on many marital issues.

We all have money attitudes and beliefs from our upbringing, education, and life experiences, but if they don’t serve us they need to go!  And lest you forget it, here’s one of many such reminders—don’t be looking at what the other person is doing wrong, just get your own act right.  Now.  Right now.  It’s a glorious feeling to see how quickly money piles up when you stop spending it.  All those things we thought we couldn’t do without—try just postponing them for a bit and see how smug you feel.

Blowing the Deal

If my husband reads this, he will likely hope I’m taking my own words to heart. Well, I am. This is a big deal.  And I’m not blowing the deal with tit for tat.  Once upon a time, not so long ago as I’d like it to have been, I complained about something he spent money on.  “I don’t think you want to go there,” he said.

Well, I didn’t and I did.  I did want to take his statement, his implied accusation, and carefully examine it.  No, that’s not quite right.  I didn’t want to, I needed to.  And I did, painful though it was.  I went from a “fine, see if I spend another dime and have fun living on pinto beans” attitude, to one a bit more fruitful. 

It’s a process, this path to victory, but we never arrive if we won’t even consider considering the ever-so-remote possibility that we might, just maybe, need to make a bit of a change.

So, be it money or anything else that’s causing even a little bit of thorniness in our down-filled nests, it must be dealt with for what it is—a big deal.  Pray it out, think it out, talk it out, walk it out–but don’t blow the money deal!

Suggested Reading:  The Old Money Book by Byron Tully

Keys to Victory:  Respect your money, but don’t be mastered by it.

Music:  Just Another Woman in Love by Anne Murray

Thoughts and Prayers: